In fact, there are a number of payday loans online that you can request without changing banks. These payday loans offer aid to all types of people and can be credits of up to 50,000 dollars without making any complex procedure and without links with another bank.
That is to say, you are not obliged to resort to your usual entity to request loans, but you can request a payday loan in another bank that offers you better conditions.
Do you know how to find the loan that suits you?
Financial institutions can offer you different ways of financial aid without obligation to change banks. Either in the form of a micro-loan, loans with a guarantee of some kind (such as a loan with a guarantee with a car) or even home equity loans.
Of course, if the main thing is not to change your bank, you have three basic types of financing that do not require the need to change entities:
- Credit cards
- payday loans
In Good Finance we offer you this service, you can request a payday loan without changing your bank by filling out the following questionnaire. We take care of finding the entities that best suit you and we analyze your case to find those that can grant you the loan without problems. And the best thing is that we give you an almost immediate response.
Where to apply for these credits without changing banks?
There are mainly three types of financial institutions that can grant this type of credit.
- First, private lenders or private financing entities. These allow us to obtain credits online quickly regardless of our bank. Here you can see the financial institutions with which we collaborate in Good Finance and that can grant you the loan without changing your entity.
- Secondly, the banks themselves offer some financial aid without needing to belong to their bank. Although in this case the search is more complicated and slower.
- And finally, through crowdlending platforms that allow obtaining loans between individuals. In this case you must also manage directly with the platforms which increases the time of receiving the money.
Advantages apply for a loan without changing banks
The best thing about these credits and payday loans is how quickly they are processed. Especially if you process it from a platform like ours, you will get a quick and efficient response, since we have direct communication with dozens of entities that can grant you the loan without having to change your bank.
But another advantage is to avoid the expensive process of changing banks to apply for a loan. This change is usually almost a nightmare: change receipts, cards, money transfers, cancellation of other loans, savings plans, etc. Online payday loans without change of entity offer us immediate financing without sacrificing the advantages offered by our own bank.
In any case it is a way for the client to apply for the most beneficial payday loan for their economic situation without involving an administrative disruption. What does it sound good to?
Requirements to obtain a credit without change of entity
As far as the necessary requirements to be able to resort to this type of aid and to receive some type of personal credit online without the obligation to change your bank are very simple. In fact, they are basically the same as to ask for a loan in your entity always or to open a new bank account.
These requirements are the basic conditions of any credit by any financial entity. Such as:
- We must reside in Spain (indicating our address)
- At the same time, we will have to be of legal age to apply for these credits (we verify by providing our ID or identity document)
- Have sufficient income that allows us to return payment fees without risk of default. Sometimes a recent payroll or invoice is requested related to the bank account where the payday loan is to be entered and from which the installments will be collected.
- It is preferable not to be in any list of delinquents such as Financial Credit Institutions, since this way we will have more options when choosing our loan. If we are on a list, we must try to cancel the debt as quickly as possible to get out of the delinquency list. Or put some type of guarantee to grant us the loan more quickly.
This type of financial services gives you the ability to compare between different products and request the payday loan that offers you greater benefits. At Good Finance we analyze your profile personally and individually. And the best: we put you in touch with the entities that offer you the best conditions.